For minor personal injury cases, some people prefer handling the settlement with other drivers by themselves. While this might seem the easiest way, you can’t be too certain with the outcome, especially if there’s no incident report from the authorities. Your safest move is to hire a legal counsel.
William R. Rawlings & Associates explains why you need the help of a personal injury attorney after getting involved in a car accident.
Dealing with Insurance Companies: Lowball Offers
The process can be confusing and frustrating when dealing with the insurance company representing the other party. Keep in mind that they will do their best to give you the least amount of compensation. They may even offer to give the money or check right away. This is to convince you to take the initial offer, which could lower than what you can really get.
Typically, the objective of the other party is to make you rush your decisions. This is one of the things you shouldn’t allow to happen. The problem with most people is they easily get deceived by these offers without even checking the right amount of compensation they can get. As a result, they are only getting 5 or 10% of the actual compensation. An experienced car accident attorney can help you get what you deserve.
Computing Your Claims
There are several factors to consider when computing your compensation. These include your current and future medical expenses, property damages, and loss of income. Talk to your lawyer about the documents you need to help him or her with your case. Usually, attorneys need a medical certificate from licensed physicians and the incident report from the responding officers at the accident scene.
Providing photographs or videos of the damages incurred from the accident can also be helpful. In addition, make sure you have a copy of the police report. Gather the statements from the witnesses, if possible.
Some insurance companies are known for delaying settlements. In some cases, they may even deny all the charges or accusations. Your lawyer should take care of these matters. They should know the best strategy to resolve the issues in a timely manner.